Q. I have two sets of student loans. One set are consolidated Stafford loans for a total of about 55K at 4.125% interest. The second set are private loans for a total of about 47K which are at 4 and 5

Bad credit student loans are very popular and common, because while students do not have there degrees they are on very little money with there jobs. Often creditors do not take this in to account and

When you have bad credit, or no credit, you may be feeling that colleges don't want you and that you can't get student loans to pay for your education. Actually, your situation is not as bad as it sou

It is imperative that you pay off your student loans in time. This is because the government has been having difficulties dealing with the many defaulted loans over the past several years. As a resul

There are number of effects on the eligibility of student loans depending on student's age and the employment status of the spouse. Some of them are positive and they give greater eligibility for stud

Most student loans that are given by governments and which cannot be easily paid back may not always be rid off even through filing bankruptcy student loans, and the only option open to such a default

Student loan consolidation comes to your rescue when several education loans that you have borrowed during studies create troubles for you. Nothing is wrong in availing these loans to learn and attain

In most cases the loans people take out to pay for college will have to be paid back, typically starting about six months after graduation. There are some colleges and certain federal programs that al

As there are different types of Student Loans, so the interest rates vary with the types of student loans:Federal Student Aid Programs:For Stafford Loans: Average interest rate for Stafford student l

Being a student the foremost concern for you is to have a nice degree. School life plays a vital role in nourishing your future. If you passed out with nice marks then only you can go for graduate cou

IntroductionEvery individual will be having his/her own interests to become doctor; engineer etc. making their dreams come true is not possibly so easy for everyone due to the insufficient financial b

Nowadays getting basic education itself is a big task due to rising cost of education, then how one can be able to think about higher studies in a reputed institution. You will be thinking that gettin

IntroductionStudents are the future of any nation; it's a well known fact. It's your right to be well educated, but all of us know that we can't change our fate. Due to some financial crisis you may f

Youth is the seed time of life. All the good qualities required for a cultured and civilized life are to be acquired during this time.It appears that the young people today are more interested in buil

If you have a dependent child enrolled in college, then you may qualify for a PLUS Loan. PLUS Loans are also known as parent loans in the world of student loans and financial aid. PLUS Loans are avail

If you have a high amount of student loans that you are struggling to pay off, then you may have questions about how to handle it. There are provisions with most types of student loans that allow you

This fact was observed in December 2004, when the US Education Department recalibrated the formula which used to determine Pell grant eligibility. This change was later on attached to a spending bill

Your credit rating will be taken into account when applying for private student loans, and certain federal student loans take your financial situation into account as well. The best way to get poor cr

The grace period for paying off student loans after finishing college, if you're lucky enough to have one, is very short. Soon after getting your degree, you will be testing the waters in the job mark

The only fixed rate student loans available are federal loans, and even those can change based on federal law. However, if you want to lock in your interest rate, you can do so after you finish school

Certain student loans require a cosigner if the student or parent soliciting a loan does not meet minimum credit requirements to receive a loan. This applies to both private and some federal loans; th